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| Where for art thou money tree!!!
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Posted 5:17 PM on Sun-7-Oct-2012
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I've been thinking about shifting for a while. A long while. I love my house but its just too small now. Plus I would love something more modern, that's all on one level, so I don't have to walk up and down stairs all the time. Two bathrooms would be nice too. and a spa, and while we are at it, tennis courts... ok maybe im going overboard :P Although I own homes, the current house I live in is rented. Its cheaper living this way.This afternoon, seeming im stuck sitting, I have been hunting online for a new place to rent, and have been working the numbers. Turns out it will be cheaper to buy a home, if only I had a deposit. So i've been inspired to save now,
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| Haves and Have Nots
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Posted 9:00 AM on Mon-25-Jun-2012
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At what point does having nice things become being spoiled?The Bloke and I are both from low-middle income kiwi families. Neither of us ever starved, and our respective parents always magically managed to save somehow for school trips and special occasions. Now, in our mid 30's, The Bloke and I are well aware that we are far better off than either set of parents would have been at our age, and having seen, and been taught sensible money skills right from a young age, I'm finding it a little hard to get my head around the fact that we would be looked upon as 'haves' while other people out there are quite obviously 'have nots'.Don't get me wrong, it has been
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| Thrifty Alternatives
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Posted 1:44 PM on Thu-29-Mar-2012
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Having scouted around for "Baby Bags" I have come to the conclusion that people are being robbed blind on "must have" items and decided that enough is enough. So .... off to the Warehouse I trotted and got a clearance "Picnic bag" - complete with insulated bottle cooler (which will keep bottle contents warm as well) for $15.I decided this is one of the better "gift ideas" I have come up with for Mums to Be ..... take the picnic set out (perhaps still give it as an additional gift) and it makes for a PERFECT Nappy bag that you can fill yourself prior to giving - wipes and nappies instead of plates and the "cup" compartments for larger "ta
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| Trying to save money can sometimes cost more
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Posted 8:48 PM on Mon-27-Feb-2012
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So our people mover is due for a warrant. Two tyres needed and a handbrake sorted. My gorgeous man has sorted the tyres and being a really clever guy when it comes to fixing all types of things he thought he would tackle the handbrake himself. So he jacked up the car and started tinkering. Something needed to be moved so he tried to move it and it didn't come, he tried again and broke it. The poor guy said when he had done it I should have left it alone the first time. He is a really calm guy so is a bit annoyed at thimself but no melt down or anything.Just wondering if fellow kidspotters have ahd their partner try and save money but it ended up costi
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| Working from Home
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Posted 2:36 PM on Sun-4-Dec-2011
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Ok, so my little on is 23 months, jipee just a month before the big 2, and I have been looking for work for the past year. It was fun staying at home with little one, but I am getting at a stage where it feels like I'm loosing my head. I am so bored!!! I moved from South Africa and don't really have that many friends in New Zealand as yet. So it feels like I don't really get that much needed girl conversation. Usually as soon as you start working it just so much easier to make friends. But being a stay at home mom, makes it so difficult to make friends. Especially if you are shy like me. I just started as a Avon Rep 2 days ago. I don't know how it is going to be and if I
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| Too fat for life insurance
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Posted 8:05 PM on Sun-7-Aug-2011
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We are in the process of changing over life and income protection insurance to another company. We filled in the standard application form and I thought that was that. Last week I got a call from my insurance broker saying that I needed to be assessed by the insurance company's nurse because of my height and weight. I know I carry a few extra pounds but I didn't think I was huge. The nurse is coming to visit me on Tuesday but as it involves a blood and urine test I'm thinking I won't hear the final result for a week or so after that.Now I know this should be a wake up call but I have reacted as I usually do and reached for all the bad food. (I am even eating a bowl of ice
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| Bank's best friend
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Posted 10:04 AM on Fri-7-Jan-2011
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Mortgages. Lots of us have one, some of us are thinking about one, some of us have been there, done that, others of us have the begeebers scared out of us even thinking about the M word. Which ever category you fall into - the fact is that it's all very grown up isn't it?Remember as a kid, those trouble free days, your bedroom was your bedroom & so help you god if your brother or sister came within three steps of it. The tap ran hot, just because it did. Dinner was served because Mum made it, and you left your light on in your bedroom because it's a light, and you liked your room lit up.Different story when you're on the parental end of that equation though isn't
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| Budgeting makes us happy!
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Posted 9:09 PM on Thu-18-Nov-2010
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Julie’s topic of the day a while ago about 'Stay and Home Mums' has got me thinking about budgeting. I couldn't be a stay at home Mum if my husband didn't budget so well.We are a 1 income family and always have been since we had kids nearly 6 years ago. My husband is FANTASTIC at budgeting and I can’t praise him enough for what he does with our money. I know so many families that run all their money out of one account and have to pay the bills with what’s left - I just think that is a Crazy way to live! They don’t have enough for food shopping or cant pay their phone bill – crazy!! All because no rules have been put in place and no budg
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| 5 Steps to Financial Freedom
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Posted 12:08 PM on Wed-1-Sep-2010
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Managing your finances is not only stressful and complicated, it's also extremely boring! That said, money does help you to achieve a lot of the things you want to do in life. If you've paid all your bills and still have money to spare at the end of the month it's a very liberating feeling.Step 1: Set Your GoalsThe first step to getting a grip on your finances is to work out your goals. Be specific and write them down. Set some big goals, like buying your own home or saving for retirement. And some smaller goals that will help you with the big ones, like saving for a deposit or paying off credit cards. Remember to review your goals every six months to see if you are st
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| Kids and money
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Posted 3:11 PM on Mon-29-Mar-2010
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When I look at the cost of tertiary education and of buying a house I fear for my kids' future. I know money doesn't make you happy - but lack of it can sure make you unhappy. Teaching kids how to deal with money is one thing that we as parents need to do. One way many parents start is by giving pocket money . ASB have developed a range of financial literacy programmes (there are 3 different levels taking into account different ages and stages) for Primary schools. The topics covered are: Learning where money comes from, why we have it and its value An introduction to the golden rules of saving, and why saving is so important Understanding how we earn money Developi
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Money & Finance - Blog
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